General Liability Tree Trimmer Insurance in California
What is Tree Trimmer Insurance?
Tree Trimmer Insurance is for landscapers, tree trimmers, or anything relating to that professional field. It provides benefits for injuries, illnesses, disasters, and theft if the business’s operation fails. Protecting your business and yourself from hazards is very important due to the familiar faces of risks. Whether you own a large or small business, or if you’re an individual tree trimmer, tree care professional, or arborist, you need the right policies at an affordable price.
Tree Trimming Business Company Risks
- Damage to third-parties’ properties.
- Injury to other people.
- Damage, theft, tools, and equipment loss.
- Workplace illnesses or injuries.
- Landscape consulting and tree care that causes omissions, exposure and errors.
Tree Trimmer Insurance Coverage
Bodily Injury and Property Damage
Tree Trimmer Insurance covers hazards due to business property damage and personal injuries. Below are the disasters that it reimburses:
- The insured tree trimmer’s negligence and use of toxic products while working.
- Damage, loss, malfunction, or theft of vehicles or tools and equipment.
- Employee illness or injury that happens in the workplace.
- Accidents while driving commercial vehicles that you or your employees cause.
Consider your job is essential when assessing your Tree Trimmer Insurance. Include the substances, tools and equipment, and other aspects of your work that you or your employees will be handling to avoid injury, loss, or damage to whoever is in the company’s employment.
Working with a knowledgeable agent can guarantee adequate coverage from those hazards. Contact our experienced insurance agents now!
Medical Expense
Before the case reaches the point of settlement, it’s a must to reimburse lost wages, medical expenses relating to the injuries, and sickness from toxic pesticides.
Getting into an accident can happen to the driver or passengers of the vehicle you use for your landscaping business. Therefore, If your tree trimming business operates a vehicle, the Tree Trimmer Insurance policy will cover the medical bills of whoever has injuries inside the automobile.
Personal & Advertising Injury Limit
For instance, if a competitor believes that the ad that you post in a local newspaper is similar to others, they can file a lawsuit against you for copyright claims. Tree Trimmer Insurance is a safeguard for advertising injury. It includes personal injuries, libel, slander, copyright claims, and eviction.
As well as a bad reputation, loss due to an advertisement, criticizing competitors. For example, a competitor files a lawsuit against you and will file a claim that you’re robbing his advertisement. Proving you are innocent to someone who believes you are at fault can be difficult to handle. That is why having Advertising Injury Coverage can be a lifesaver to your business because it helps compensate for your legal costs.
Court and Legal Fees
If your clients ask you to cut trees located in a hedge close to a boundary line, make sure to inform them that cutting trees in hedges is against the tree’s laws. Otherwise, you can be liable for violating the rules even if you have a license.
