General Liability Insurance for Cleaning Contractor
Risks For Cleaning Services
Some of the risks that a cleaning contractor may face include accusations of theft or incomplete work. Nowadays, customers are meticulous in all the work they pay, and most of them want satisfaction. However, if they are not satisfied with your work, it can lead to a lawsuit and damage your business operation. Therefore, If you are a cleaning professional who cleans houses, offices, or does laundry, and operates equipment owned by your clients. Then, you should protect yourself from any unexpected damages that can happen in an instant. With Contractor General Liability Insurance, you can keep your business running smoothly even when your client’s property or equipment is damaged.
What is Covered by Cleaning Contractor Insurance?
The most common insurance that business owners are buying is General Liability Insurance. This covers the basic risks such as third- party injuries and damages to the property of others. Liability insurance for cleaners could cover cleaning companies who are exposed to different accidents while performing the job.
To Give an example, suppose that the insured cleaner is cleaning the client’s house using a vacuum. Unfortunately, he didn’t check the vacuum first before using it. And the next thing that happens is the vacuum electrocutes the client because it has an open cut wire.
But, worry no more because we got you covered. General Liability Insurance helps you cover for bodily injury claims when you accidentally got injured while performing the tasks given by your customer.
Other Important Insurance Policies to Consider
In addition to your General Liability Insurance Policy, you should also consider carrying a Business Owners Policy (BOP). At Contractors General Liability Insurance, we offer a full BOP policy. BOP is an excellent choice because it can be custom-made to fit the industry-specific business. To simplify, it’s suitable for businesses of any size, especially small businesses.
Additionally, Contractor General Liability Insurance also offers Workers’ Compensation Insurance Policies. Workers Compensation Insurance could help you pay for your injured employees’ including medical bills, and reimburses them for lost wages. Furthermore, our program also includes Commercial Auto Insurance policies for damages when your business owns company vehicles.
However, as you consider your insurance options, a General Liability Insurance Policy is always a great place to start. Thus, you can always add more protection so you can find the best choice for your insurance needs as a cleaner.
Overall, Cleaning Contractor Insurance protects your business from bodily injury and property damage claims. For example, your cleaner accidentally pours water on expensive computer equipment that causes extensive damages. Your business is likely to be liable in all the above instances, and you could find yourself facing a costly claim.
Given these points of risk, you can now work with peace of mind. Moreover, you focus on providing outstanding quality while we take care of the rest of your business insurance. Protect your business assets and reputation from the daily risk that might happen.
Compare Liability Insurance quotes from leading General Contractor Liability Insurance providers in California. If you are Looking for a comprehensive range of cleaning contractor insurance in California at a reasonable premium. Contact us today at 844 234-5600 and get a free quote
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