If you operate a snow plowing business without insurance, you risk serious financial consequences. Without coverage, you’re personally liable for any accidents, property damage, or injuries that occur during your work. For example, if your plow damages a driveway or hits a parked vehicle, you could face costly repairs or lawsuits.
Additionally, without workers’ compensation insurance, you’re responsible for medical expenses and lost wages if an employee gets injured. In the event of a lawsuit or claim, your business assets could be at risk. Ultimately, not having snow plowing insurance exposes you to potentially devastating financial losses that could shut down your business.