Plumbers insurance is a type of general liability insurance that protects plumbing businesses against common risks like property damages and injuries. Especially as a plumber, you play a vital role in society. No matter what time of day, you can be called upon to bring fresh water into buildings and to ensure that drains are working correctly. At the same time, plumbers are highly skilled individuals who often face high risks while performing sanitation standards. Although you operate your business as safely as possible, accidents do happen.
On top of that, your plumbing business also faces many of the same risks other small business owner’s face, liabilities that can cause your business itself. Plumbers insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors. Therefore, having the right business insurance coverage is an important way to ensure that your business continues to grow smoothly and you can work with confidence. Additionally, adequate protection is essential since one small mistake or accident could result in damages that drain a small business’s finances beyond recovery. Protect yourself with commercial business insurance that is tailored to meet your growing plumbing business. Give us a call, and we will help you find the most competitive insurance carrier.
General Liability Insurance for Plumbers includes even the type of accidents you could not have anticipated, such as if someone is injured on a site you are working on, or you accidentally damage a customer’s property while working in their home. Therefore, having plumbers general liability insurance, you can spend less time worrying about accidents that could happen, and more time working on your projects to be sure they succeed. Plumbers who work on a wide variety of projects in many different regions trust Contractor General Liability Insurance to help them be on top of bigger opportunities. Our reliable liability insurance for contractors allows our partners to choose from flexible insurance policies. Despite the risks you face every day, you can rely on the best insurance experts. We work with only the best insurance carriers to make sure we provide you with only the best coverage that your carpentry business needs.
Generally speaking, Business Owner’s Policy (BOP) for plumber insurance gets the following coverages in one policy. Depending on your plumbing business needs, you may consider these options.
It protects your business if you physically injure another person or cause damage to someone else’s property.
It covers the physical location of your plumbing business and its equipment, regardless if you own or lease your business’ property.
It can help you recover lost income if you can’t run your business because of covered damage, like a fire and if you need temporary relocation.
Hired and non-owned car coverage can help protect you if a borrowed car is in an accident while you’re using it for business.
Call us for more flexible options with our BOP for Plumbers Insurance.
While BOP has general liability insurance for bodily injury, it does not necessarily mean that it can cover your employees. If you have employees, you must get Workers’ Compensation coverage which covers medical costs and a portion of lost wages for employees who become ill or injured at work.
If you use vehicles to travel to job sites or transport supplies such as pipes, faucets and plumbing tools, then you must carry commercial coverage. Standard auto policies generally have coverage limitations or exclusions for vehicles used for work purposes. But, we can help you get connected with the best insurance companies and get the best commercial auto insurance for your business.
There are more stand-alone policies that you may need to consider for your plumbing business. Give us a call and talk to our insurance experts regarding your risk and find out what best fits your business.