General Liability Insurance for Concrete Contractors in California

Concrete Contractors Liability Insurance

Concrete Contractors perform an essential role in building our cities, homes, and businesses. From carpenters to general contractors, construction businesses and contractors face high risks in every project they get. Thus, concrete contractor liability can be a dire situation. 

 

Additionally, concrete contractors provide financial protection to a business if an accident or theft occurs in a business. If you’re not prepared for a situation like this, you can be facing significant losses. In fact, that can cause you to lose everything you worked hard for. 


To protect your business from various inherent risks associated with operating your company, you must at least have General Liability Insurance. In fact, many general contractors also require concrete contractors to carry Commercial General Liability Insurance to be their subcontractors.

Profession - Concrete Contractor

General Liability Insurance For Concrete Contractor: You cannot Work Without it

Many states require concrete contractors to carry liability insurance in order to be licensed. Contractors who hire you to do concrete contracting work will likely need you to show them proof of your insurance therefore, it is very important to carry this insurance.

 

Without evidence of General Liability Insurance, you may not be able to get as many jobs. Because this is something that most clients require before hiring – they want to see an insurance certificate. Having this insurance is one of the best assets of your company which can attract more clients.

 

Concrete contractors rely on tools and machinery to complete their jobs. These tools and machinery can be costly, so you need to insure them before using them. Therefore, you cannot work without Liability Insurance For Contractors. Otherwise, you can be paying more than your combined pieces of machinery worth.

Concrete Contractor Insurance: What Insurance Coverage Do Concrete Contractors Need?

While general liability insurance covers basic construction and contracting risks, it does not offer absolute protection. However, you must have the right coverage to ensure that you have maximum protection. Be protected from all the other risks you face as a licensed concrete contractor. 

 

In addition, the size of your operation, the location of your business, the number of people you employ, and the type of services you provide. These are just some of the factors that will determine precisely what type of insurance you need. Moreover, how much coverage you should get for your business. Here are some other coverage you might need for your contracting business

Workers' Compensation Insurance

In most states, they require Workers Compensation for construction businesses. Workers’ Comp can cover medical fees for work-related injuries that they may sustain while being employed. Moreover, it can cover lost wages while your employee is in the recovery period. 

 

Overall, concrete jobs have a higher rate of injury than many other professions. Moreover, concrete contractors need to have Workers’ Compensation coverage. Here at Contractor General Contractor Insurance, we provide you with flexible options that can help you protect your business. Find out if your business is eligible, or give us a call at 1 844 234-5600.

Commercial Auto Insurance

This policy covers vehicles owned by your construction or contracting business. It typically pays for accidents and damages related to theft, weather, and vandalism. Besides, your personal auto insurance policy won’t cover any vehicles that you used for business purposes. 

 

Therefore, if you have a car that you used for your concrete contracting business, you’ll need to invest in commercial auto insurance. If you want to learn more about Concrete Contractors’ Insurance, don’t hesitate to give our experts a call, so they can help you understand your risks.

Commercial Property Insurance

Most hand and power tools used by concrete contractors are expensive to purchase. Therefore, to protect the property that your contracting business operates out of. Including the structure itself, contents, and equipment you need for your projects, you need Commercial Property Insurance. This policy helps you pay to repair or replace any lost, stolen, or damaged contractor’s tools and equipment.


There are a lot more factors that can affect the Concrete Contractor’s Insurance premium rate. However, the most typical general liability insurance cost for California’s concrete contractor’s ranges from $300 up to $10,000 annually. Take note, and premium rates vary from a lot of factors that are on the list above. To learn more about this coverage, contact Contractors General Liability Insurance today and get a free quote.

In summary, general liability insurance for concrete contractors protects businesses from financial losses in the effect of the lawsuit. But concrete contractor insurance has different coverage that you must know and how it works. Therefore, you must consult an expert before purchasing insurance to ensure your business’s future. With the right insurance coverage for your business, you can easily focus on running your business. 


When it comes to the best yet affordable concrete contractor insurance in California, we make easy and fast comparison rates. With our years of experience in the industry, we assure you that we can help you with your needs. Moreover, we guarantee that we can exceed your expectations and satisfaction. Looking forward to servicing your insurance need, Contractor General Liability Insurance today is always happy to serve you. Quick and easy General Liability Insurance Quotes in California.